Over the last 15 or so months COVID-19 has had a substantial impact on our lives. In addition to the concerns for our family's safety there are also many other things changing that people may be unaware of. Insurance is one of the industries that has been changing to combat the effects of COVID. Some for the better, and some that could leave you open to lawsuits or serious out of pocket costs! That's why we wanted to take a few minutes and go over some highlights of what may be happening to you so you stay up to date and don't find out about these changes when you have to file a claim (The worst possible time). This is not to bash any company or agent out there, but merely some information for you to ensure that your family stays protected. We do not believe in bad-mouthing others, so this is all general industry changes, and if you are concerned with any of the points below we suggest you contact your current agent and have a discussion about your specific policy with them!
While there are many other changes that have occurred, I wanted to at least give you the highlights so you could try to take some time to review your current policies. No matter who you are with it is more important that you and your family are PROPERLY protected. That's all I care about. Being a licensed agent is something I take a lot of pride in, and my goal is to try and give a level of service that one would expect from a licensed professional. Not a meaningless, price based transaction. Your agent should WANT to know about you and your family so they can offer the guidance that is expected of them. Insurance is an intricate field that most people don't understand (Hence why you have an agent). And many people with transactional agents don't realize that they aren't properly protected until it's too late.
Just like in every industry, there are good and bad people. Don't think that every insurance agent is the same and wants the best for you. Some are just trying to meet quotas and some are never at the office to assist you when you need it. But there are plenty of great agents out there who take pride in what they do and genuinely want to help. It may take a little time to do your research and find a good agent, but the amount of time and stress that will be saved when you have to file a claim with a correctly written policy and an agent who cares will more than make up for that!
Agency Owner - Farmers Insurance
If you would like to see if we can help you or just want some additional options when searching for insurance, we would love to give you a quote. Your families protection is what matters, and that is our highest priority!
This blog will have articles written by members of the Stephen Turner Agency as well as other relevant articles we find. We want to ensure you have the most up to date info on the insurance industry so you can make the best choices for your family!